Essentials of College Writing Essay

Companion altering is an evaluative technique for judging or investigating composed content with the significant commitment of friends. The reason for composing inside the setting of companion altering is to compose a book that will have the option to prompt reactions, not just from individuals in power who manage the creative cycle (ex. educators, teachers, specialized composing educators, and so on ), yet in addition from an individuals’ peers. The procedure of companion altering follows the creative cycle, the understanding procedure, the investigating meeting, and the changing procedure. Friend altering permits the statement of remarks or proposals in regards to a composed book which an individual may use to adjust blunders inside the content, recognize uncertain components that invalidates the point of a durable topic, and draw out extra data that are instrumental in improving the composed content. (Adger, Wolfram, and Christian, 2007) The general consequence of friend altering is the improvement of proficiency or aptitudes recorded as a hard copy. (Beating and Ehly, 1998) Perhaps, it is additionally imperative to emphasize that peer altering permits people to distinguish blunders or mix-ups in the creative cycle that might be obscure to them. The assorted variety of friend characters and purposes of perspectives permits one to take a gander at the topic and nature of composed works from various points, permitting an author to finish a composed work obviously and briefly. What are a portion of the strategies a group can use to incorporate different scholars work into one strong report? Incorporating different composed works into a durable archive ought to follow a progression of steps. The initial step is to peruse all the composed works cautiously so as to distinguish the central matters and focal point of every content. The group should then gathering or sort composed works as per their similitudes in significance, subject, or perspectives. When this is practiced, the group ought to concur on the association or system of the single report they will be chipping away at relying upon the thoughts or data drawn from the gathered or sorted composed works. This procedure is like developing a blueprint that will end up being the premise of the focused on strong record. In addition, developing a layout will require a group to recognize what the focal point of the article would be, what work will best fit in the presentation, the body, or the end, and so on. The subsequent stage is fill in parts of the framework, with the end goal that primary and significant focuses from each composed work of colleagues will be attracted out to be coordinated into the blueprint of the focused on firm report. Now, the group is set up to design the completed report. What is the reason and verifiable scholastic utilization of the APA style and for what reason is it essential to utilize APA style? The American Psychological Association or APA is a typical reference style used by experts in their composed works. Its utilization is generally normal in the sociologies. The substance of the APA reference style is normally the creator and the time of distribution, just as the title of work and the engraving. Different components of composed works structured under the system of the APA style incorporate the reference list, intext references, headers, page numbering, and page edges. (Hajnal, 1997) The source of the APA reference design is followed back to a conversation between experts who compose diaries with human sciences and brain research as subjects. It was an approach to set a standard of composing for diaries so as to advance structure and association in the custom of composing proficient articles. After this conversation, the APA distributed a composed work containing composing principles and rules. (Tracker, 2007) The significance of using the APA style is to arrange a composed group of work by organizing the composing styles and reference references into something formal or standard. Normalized composing will profit perusers so that perusing different diaries is conspicuous and fathomable. (Oceans and Driscoll, 2007) Aside from this reason, the importance of using APA as a composing guide guarantees lucidity, consistency and solidarity all through the body of the composed work or article. (â€Å"APA Style†) For writers or journalists, following the APA organization or composing style is a methods for keeping rules put forward a specific distribution †for this situation, distributions that distribute composed works of experts in fields wherein the APA composing style is regularly utilized, (for example, brain research, human science, instruction, nursing, and so forth ). (â€Å"Frequently Asked Questions†) Discuss what is implied by Parallel Structures in the creative cycle. Maintaining the principles of equal structure during the creative cycle, a writer or author should introduce similarly significant contemplations and thoughts suitably. This implies if a sentence requires the introduction of a few musings or thoughts that are inside a similar degree of significance, structure, or substance, these ought to be composed all things considered. No idea or thought ought to swim against the current of contemplations, particularly in structure. For example, a sentence requires the identification of exercises that an individual does toward the beginning of the day. On the off chance that the type of the action words being specified are in the current state, they ought to be composed accordingly: â€Å"†¦ awakening, having breakfast, brushing one’s teeth, and washing. † and not â€Å"†¦waking up, have breakfast, brush one’s teeth, and washing. † This standard goes the equivalent with the utilization of provisions and words that follow a colon. (Purdue OWL and Driscoll, 2006) Discuss the importance of action word tense in the creative cycle. Like the equal structure which signals consistency and consistency inside the body of a composed work, action word tenses likewise results to similar results recorded as a hard copy. Beside the general standards of action word tenses, for example, past tense for activities done previously, current state for moves that are presently making spot, and future tense for activity that are going to occur, action word tenses in the creative cycle likewise requires consistency and consistency of contemplations. For example, a composed work is as a story then it ought not exclusively be written in the past tense, yet ought to be written in the past tense all through the rest of the content. Site: http://apastyle. apa. organization/â€Å"Frequently Asked Questions. † (2008) Retrieved October 22, 2008, from The American Psychological Association. Site: http://www. apastyle. organization/faqs. html#1 Hajnal, P. I. (1997). Worldwide Information: Documents, Publications, and Electronic Information of International Governmental Organizations. SC: Libraries Unlimited. Tracker, S. (2007). APA Writing Style. Recovered October 22, 2008, from Associated Content, Inc. Site: http://www. associatedcontent. com/article/181223/apa_writing_style. html? cat=3 Purdue OWL and Driscoll, D. L. (2006). Equal Structure. Recovered October 22, 2008, from The Writing Lab and The OWL at Purdue. Site: http://owl. english. purdue. edu/owl/asset/623/01/â€Å"Tenses in Writing. † (N. D. ) Retrieved October 22, 2008, from University of Washington. Site: http://depts. washington. edu/engl/askbetty/tenses. php Topping, K. J. and Ehly, S. W. (1998). Companion Assisted Learning. NJ: Laurence Erlbaum Associates. Oceans, K. and Driscoll, D. L. (2007). APA Overview and Workshop. Recovered October 22, 2008, from The Writing Lab and The OWL at Purdue. Site: http://owl. english. purdue. edu/owl/asset/664/01/

Can Nanotechnology Transform Hydrogen Fuel Cell Cars?

Would nanotechnology be able to Transform Hydrogen Fuel Cell Cars? Juan Manuel Vargas Ferreira  Would nanotechnology be able to change over hydrogen power module vehicles into standard vehicles?  â Segment 1: Abstract The point of this report is to decide if Nanotechnology can change hydrogen energy component vehicles into standard vehicles through enhancements in the expense of impetuses (Section 4:A) in addition to hydrogen creation (Section 4:B); battery life (Section 4:C) and the security of hydrogen stockpiling (Section 4:D). The word standard for this report implies that there will be in any event 1.15 million hydrogen energy component vehicles on the universes streets [the number of electric vehicles in the planet (Carbon brief, 2016)] Segment 2: Introduction   â Nanotechnology is tied in with watching and controlling issue possessing the nanoscale, which is ranges from 1 nanometre to 100 nanometres (Nanodic.com, nd). A nanometre is one billionth of a meter or 100 000 times littler than the width of human hair (DigPhilosophy, 2013). Nanotechnology is a guideline factor in improving hydrogen power modules, which are gadgets that outfit the vitality of hydrogen to make power by means of a synthetic response without ignition (CHFCA, nd). These gadgets will be urgent as they are used to make zero carbon impression vehicles. Diminishing the carbon impression of mankind will decrease the sweeping impacts of worldwide notice, which include environments and agribusiness among different factors (Barret, nd). In this manner, the turn of events and execution of hydrogen energy unit vehicles will have an incredible impact in safe guarding life in our planet. [DS1] Segment 3: Methodology Money related Sources for Research For any task to go ahead to the physical exploration stage there must be interior and additionally outer wellsprings of account. A few models incorporate government awards, organizations and non benefit organizations (Understanding Science, nd). For my own exploration, the most suitable wellspring of account would be familys salary. This is on the grounds that I will exclusively be doing auxiliary exploration. Making a financial plan for Research[DS2] The financial plan required for my exploration involves the thought of the accompanying: Cost of broadband (SKY, 2016) Cost of power (sust-it, 2015) Cost of renting of a PC (HARDSOFT, 2016) Cost Specification Monitory Cost (pounds) Broadband 16 Power 0.34 Renting a PC 65 Complete expense 81.34 Examination methodology and strategies So as to complete the important examination I utilized the Internets broad database. The methods associated with this sort of exploration are web perusing, which includes composing the subject or question you wish to investigate in a web search tool and extricating disclosure data from the sources that show up. The other strategy included is referencing with the incredibly famous Harvard referencing model. Moral Issues: Nanotechnology[DS3] Despite the fact that Nanotechnology has a variety of extremely valuable applications some moral concerns were raised against its usage. Such concerns spin predominantly around the way that it isn't yet certain whether nanoparticles can, truth be told, interface adversely with our cells. There are as of now instances of different kinds of particles of comparable measurements making hurt our bodies. Such a model would be vehicle smolder particles being stored in our lungs (techNyouvids, 2013) and potentially causing malignant growth, cardiovascular ailments and asthma assaults (Nairaland Forum, 2013). It is in this manner just coherent to address whether nanomaterials will have the equivalent or more terrible consequences for our wellbeing. Thus, more exploration would need to be completed if Nanotechnology is to be a built up discipline with normal practice inside society. Segment 4: Results and Discussion A: Reducing the expense of the impetuses Nanotechnology can diminish the expense of the impetus (regularly Platinum) utilized in a hydrogen power modules as less of the impetus would be utilized (Soutter, 2016). So as to downsize conventional impetuses, the top down assembling procedure can be utilized, which includes separating material of bigger measurement into the ideal nanomaterial (GrennFacts, 2016). Striking weaknesses of this procedure incorporate the way that a great deal of material is squandered ([2] Nano.gov, nd). what's more, that around 250 complex advances are required to have the completed item (NanoScale Systems, 2015). An elective procedure is the base up assembling process, which involves building nanomaterials by developing single iotas and atoms (GrennFacts, 2016). Moreover, since the impetus is at nanoscale it will have a more prominent surface region; expanding the reactivity of the impetus thus the speed of the power devices compound response (Nano.gov, nd). The advantages can be additionally evolved by the presentation of permeable nano bolster structures, for example, nanotubes, which would make the platinum nanoparticles significantly increasingly available for responding (Soutter, 2016). This would imply that power would me conveyed to the engine all the more rapidly thus increment the speeding up of the hydrogen energy unit vehicle. Such an improvement would make it increasingly serious in the market and help power module vehicles to go into standard industry waters. Moreover, the improvement of nitrogen doped nanotubes can supplant platinum impetus. Thus lessening the expense of hydrogen energy components since the expense of the impetus summed for 25% of the general power module cost (Soutter, 2016). The less expensive expense of nanotube impetuses isn't the main bit of leeway they offer; they will likewise give the energy component the equivalent or more prominent force yield contrasted with the standard platinum impetus. It is additionally essential to consider the way that nanotube structures are likewise more grounded than ordinary impetuses meaning they are not undermined via carbon monoxide while responding synthetically to make power. Such enhancements would imply that energy unit vehicles are much less expensive; all the more remarkable and have a more extended running life. Subsequently, Nanotechnology is absolutely helping this rising vehicle innovation to enter the principle street of the 21st-century business vehicle industry. B: Reducing the expense of hydrogen creation Around 75% of everything in our universe is in reality hydrogen (Dnews, 2015). As result using this plentiful component to fuel our vehicles appears as though an all around financed thought. Its creation is additionally not in its outset of advancement as the U.S makes 9 million measurement tones of hydrogen yearly (Dnews, 2015). Be that as it may, current techniques for hydrogen creation are not perfect. A model would be that the strategy for getting hydrogen by breaking flammable gas with high temperatures and weights produces carbon dioxide. Another technique includes parting oxygen and hydrogen particles in water with power, officially known as electrolysis (Dnews, 2015). Tragically, power for electrolysis is essentially acquired through the ignition of coal that is another carbon dioxide discharging process. The procedure of hydrogen creation is likewise a famously costly strategy, which is a piece of the explanation behind the absence of usage of hydrogen power module vehicles. Curiously, be that as it may, making new impetuses can likewise lessen the assembling of hydrogen. Since hydrogen can be created by decaying petroleum gas, which requires being disregarded silicon or aluminum impetus (BBC Bitesize, nd), an abatement in the cost of the impetus would legitimately decrease the expense of assembling hydrogen. C: Extending power modules life once completely energized There have been various joint efforts so as to improve the solidness of batteries. One energizing advancement are nanowire batteries, which are presently supposed to have the option to withstand 200, 000 rounds of charging because of work at the University of California Irvine. Nanowires are produced using gold and future improvements might furnish the world with the primary battery that doesn't require reviving. Another kind of battery utilizing nanotechnology has been created by the MIT that keep going multiple times as long as current alternatives available and it very well may be completely energized in only 6 minutes; they have named it nano yolk (Pocket lit, 2016). Such advancements would not just mean hydrogen energy unit vehicles become standard vehicles yet the fundamental method of transport for our regularly developing populace (Pocket lit, 2016). D: Increasing the wellbeing of hydrogen stockpiling An ongoing paper (ACS Nano) has recommended Sodium borohydride (NaBH4) as an absorptive stockpiling compound for hydrogen. The paper by driving creator Dr. Kondo Francois Aguey Zinsou additionally expressed that NaBH4 can retain hydrogen so it gives hydrogen fuel a similar vitality potential as that of petroleum in a comparative fuel tank. This would improve the wellbeing of hydrogen stockpiling since the compound NaBaH4 doesnt discharge hydrogen essentially at lodge temperatures, going from 57.3 degrees Celsius to 60.5 degrees Celsius (Manning, R., Ewing, J., 2009) [DS4]However, the compound must be built in the nanoscale and it must be overwhelmed in a nickel shell. Besides, the wipe like compound (NaBH4) just discharges hydrogen prevalently at 350 degrees Celsius (The A Register, nd). Segment 5: Conclusions[DS5] So as to decide if Nanotechnology can change hydrogen power device vehicles into standard vehicles, the chance of 1.15 million hydrogen energy unit vehicles being a piece of the universes streets must be broke down. A hypothetical point of view on the issue is given by the US setting the objective of having in any event 15% of all of Californias vehicles to be zero emanation vehicles be 2025 (Dnews, nd), that means 4.2 million vehicles [In 2012 there were 27.7 million enlisted vehicles in California (Reference, nd)]. That definitely surpasses my objective of 1.5 million, which propose Nanotechnology is en route to make power module vehicles standard vehicles in America at any rate. In this manner, I can reason that Nanotechnology will transform hydrogen energy unit vehicles into standard vehicles. It

My Life in Five Years

My Life in Five Years Salvador Dali once stated: â€Å"Do not dread flawlessness, you will never accomplish it. † obviously, I don’t hope to discover flawlessness during the following five years, however I do envision a positive and splendid future life. I am self-assured, pulled it together, controlled, happy and brimming with vitality, and even unassuming. I don’t sit around idly; I can characterize an objective and expertise to arrive at it, and I never leave things half done. While I don’t guarantee to have the option to anticipate where I will wind up, there are a couple of things that I know for sure that I need to achieve: I might want to improve my instruction and thusly profession openings, where I can help take care of different people’s issues, investigate new places and meet new companions, lastly, construct the place I had always wanted and discover somebody in my life to impart all that to. The family is the establishment of human culture and my main need. It is significant that a man’s family gives comprehension and gives him moral help. Prior to any expert or budgetary achievement, a man must accomplish family successâ€only then would he be able to accomplish something in his life. Along these lines, I would be generally thankful on the off chance that I discovered somebody to impart my life to and start a family. The experience and delight that movement gives is a significant thing for any individual. As I would like to think, voyaging is a wellspring of passionate and individual motivation; consequently, I will visit such nations as USA, Canada, France, Italy and others. Voyaging will assist me with making new companions the world over and have the option to get making the rounds the individuals from different foundation, which I'm sure will improve my own life, certainly, yet additionally the lives of those to whom I come in contact. To wrap things up is my training and profession. I have asked myself ordinarily what I needed to be. A couple of years prior it was hard to offer a clear response. I had adjusted my perspective a few times. During this previous year I at long last found what it was that I generally needed to seek after. I understood that my most grounded wants were to keep represent considerable authority in inventive innovations, learn unknown dialects, and in particular, complete a MBA. Working with energy had consistently been my point. I intend to accomplish the work I adore and ideally win great cash as a little something extra. I will make it a propensity for helping individuals take care of their issues by methods for discovering chances to make items and administrations. As indicated by Nikolay Ostrovskiy, â€Å"life is given to us however once and we should live it in order to feel no tormenting laments for squandered years. † I understand that I won't accomplish flawlessness with regards to everything I could ever want, yet I perceive that life and time are both valuable. I am focused on doing everything conceivable to cause these objectives to turn out to be a piece of my five-year reality.

Definition Essay - Defining the Word Private -- Definition Essays

Definition Essay †Defining the Word Private As time advances, so does the English language.â We utilize numerous words out of context.â But relying upon the individual, time, and possibly the area another importance might be received for any word.â As well as genuine meanings of words.â Since 1913, when The Merriam-Webster word reference was distributed, the significance of the word private has changed, however not definitely. Since the most punctual distribution of the three word references, the utilization of private and its setting has not changed much.â There are relatively few unique ways the word private can be utilized that would not be not quite the same as when the word was first distributed in dictionaries.â Everyday discussions that incorporate private have not developed into anything major or new . There are numerous similitudes in the definitions from the various varieties of word references used.â The Merriam-Webster Dictionary distributed in 1913, The Shorter Oxford Dictionary, and The American Heritage Dictionary all have comparable meanings of the word private, yet there was one definition that got my attention due to... Definition Essay - Defining the Word Private - Definition Essays Definition Essay †Defining the Word Private As time advances, so does the English language.â We utilize numerous words out of context.â But relying upon the individual, time, and perhaps the area another significance might be received for any word.â As well as genuine meanings of words.â Since 1913, when The Merriam-Webster word reference was distributed, the importance of the word private has changed, however not radically. Since the soonest distribution of the three word references, the utilization of private and its setting has not changed much.â There are relatively few distinct ways the word private can be utilized that would not be not the same as when the word was first distributed in dictionaries.â Everyday discussions that incorporate private have not developed into anything major or new . There are numerous similitudes in the definitions from the various varieties of word references used.â The Merriam-Webster Dictionary distributed in 1913, The Shorter Oxford Dictionary, and The American Heritage Dictionary all have comparable meanings of the word private, yet there was one definition that grabbed my attention due to...

Cloning Essay -- Clone Science Nature Wildlife Conservation Essays

Cloning Theoretical The inquiry to clone or not to clone is as of now middle of everyone's attention of logical discussion. Since the introduction of Dolly, the sheep, in 1997 the dubious inquiry of cloning has been foremost all through the whole globe. The inquiry is no longer whether it tends to be done, yet whether is ought to be done and to what degree. We have just cloned goats, mice, monkeys, dairy cattle, and pigs (Cloning certainty sheet). Researchers are presently attempting to get endorsement to clone people or if nothing else parts of them (Eccleston, CNN). These clonings have prompted a lot of analysis and discussion, yet the most recent endeavor at cloning is that of imperiled and conceivably effectively terminated species in order to preserve them. This short paper will give a concise depiction of cloning and the advantages and disadvantages of safeguarding jeopardized and wiped out species through methods for cloning. Presentation There are various sorts of cloning. One sort drove by analysts at the Human Genome Project involves the duplicating of qualities and parts of chromosomes so as to get enough indistinguishable hereditary material to do additionally investigate, which they accept could help forestall human sicknesses later on (Cloning actuality sheet). Another kind of cloning is called Blastomere division, otherwise called twinning. For this situation they split an egg (incipient organism), not long after it has been treated which brings about at least two undeveloped organisms, twins, containing the equivalent accurate DNA from the two guardians (Cloning certainty sheet). Be that as it may, Dolly, was cloned from just one parent. To do this, researchers must take an egg, void out its hereditary material, and supplant it with hereditary material from another creature by methods for substantial cell atomic exchange (Cloning actuality sheet). This implies on... ...ed: Eccleston, J., Baum, M.D. 2000. Cloning entanglements: British arrangement on human undeveloped organisms mixes a universal discussion. http://www.cnn.com/2000/fyi/news/08/29/human.cloning/index.tr.html. 3 pages. Gotten to 10/26/2000. Lanza, R.P., Dresser, B.L., Damiani, P. 2000. Cloning Noah's Ark: biotechnology may offer the most ideal approach to shield some imperiled species from vanishing from the planet. Logical American. Vol. 283: 84-89. Myers, N., Mittermeier, R., Mittermeier, C.G., Da Fonseca, G.A.B., Kent, J. 2000. Biodiversity hotspots for protection needs. Nature. Vol. 403: 853-858. Reaves, J. 2000. Bring back the DoDo! Daring new walks in creature cloning. Time day by day. http://www.time.com/time/every day/0,2960,57207,00.html. 2 pages. Gotten to 10/26/2000. Obscure. Cloning Fact Sheet. www.ornl.gov/hgmis. 3 pages. Gotten to 10/26/2000.

How To Fix Credit Report Errors

How To Fix Credit Report Errors How To Fix Credit Report Errors How To Fix Credit Report ErrorsAn error on your credit report could be dragging down your credit scoreâ€"and these errors are much more common than you might think!We’ve written in the past about how important credit reports areâ€"they are the tool that lenders, businesses, and employers use to determine how “risky” you are when it comes to paying back debts, like credit cards and personal loans, on time.But did you know that there can be mistakes on your credit report? That’s right, and it may be more common than you think.According to a recent report, the most common complaints received by the Consumer Financial Protection Bureau (CFPB), which has been running its Consumer Complaint Database since 2011, are related to the three major credit reporting agencies: Equifax, Experian, and TransUnion. Sixty-one percent of those complaints were related to credit reporting errors.According to a study by the Federal Trade Commission, an estimated one in five consumers has an error on at least one of their three major credit reports.Why is this an issue? Errors can impact your hard-earned credit score. You need a certain level of credit in order to get the best financing when it comes time to borrow money. Without good credit, your only options may be bad credit loans, no credit check loans, title loans, or payday loans (otherwise known as cash advances).All of these leave you at risk of predatory lending, debt traps, and sinking your credit even further. Credit reporting errors can have an even bigger impact on those who are just starting to build their credit or those with poor credit who are working to improve it.Luckily, there are ways to fix errors on your credit report. Here’s what to look for and what to do.Step 1: Check Your Credit ReportAs we’ve discussed on the blog in the past, you can check your three credit reports from the major credit reporting agencies for free once a year. All you have to do is go to AnnualCreditReport.com.You can choose to view all three at once or spread them out over the whole year. Just remember to note when you check your report, so you know when you can look again next year! As long as you look at each one only once a year, it does not impact your credit score.It’s also important to realize that each credit reporting agency does things slightly differently. It’s not unusual to see slightly different information, and it’s possible to have an error on one report and have everything shipshape on the other two. That’s why it pays to view all three!Step 2: Understand What a Credit Report Error Looks LikeWhat exactly is a credit report error anyway? According to Patricia Russell, a CFP at FinancialMarvel, a credit report error is “anything thats inaccurate.” This can be something as simple as misspelling or name or listing an incorrect home address to something more serious, such as an inaccurate hard check on your reportâ€"something that can negatively impact your credit score.According to the Federal Trade Commission study, one in four people have an error on one of their reports that could impact their credit score.When looking at your credit report, make sure to read everything very carefully. Make sure your name and all parts of your address and identifying information are correct. Verify that all of the open and closed accounts are correct and that the balances and payment histories add up.Review all of your hard credit checksâ€"you’ll see on the report, for example, if you’ve recently applied for an auto loan, credit card, phone plan, etc.â€"and verify that you recognize each one.If something looks unfamiliar, do a little research. Sometimes accounts, retail credit cards, for example, are listed by the name of a parent company, which may seem unfamiliar if your card is for a specific store. If something doesn’t add up, make a note of it.According to Russell, the most common mistakes include “credit card balances that are wrong, the reporting of any acco unt in an incorrect manner, and information for other people with the same name as you.” She notes that inaccurate information can also pop up “if someones social security number is close to yours.”But errors can also indicate that someone is trying to steal your identity or commit fraudâ€"another reason it’s important to check your report regularly. “Keep in mind that many people who have had their identity stolen have incorrect information on their credit report as well,” says Russell.Step 3: Alert the Reporting Agency of the ErrorMike Pearson, credit expert and founder of Credit Takeoff, has a five-step process for contacting credit reporting agencies with errors:Dispute the item with the right credit bureau. An incorrect item may appear on only one credit report, but not the others. Dispute the negative item only with the credit bureau where the item appears. (You can find each bureau’s contact information on the CFPB website.)Send a letter to the credit bureau req uesting that the item be deleted. Use a free letter template from the FTC website and be sure to send it via certified mailâ€"giving you legal proof the bureau received your letter.Include lots of documentation. With your letter, attach a copy of your credit report with your disputed items highlighted, and include any supporting documentation, such as payment records or court documents.Send a letter directly to the lender. If the credit bureau won’t remove the item, send another letter to the lender explaining why the item is inaccurate or incomplete.Never admit fault! Do not admit fault or guilt in your letter! Stick to the FTC template and leave your personal “story” out of itâ€"it could end up causing you more harm than good, since admitting to a late payment, for example, could give the credit bureau all the information it needs to not remove the item.“Credit companies usually have up to complete their investigation in 30 days,” says Russell. “However, if they feel i t is a frivolous dispute they wont take the time to investigate.” If the credit reporting agency deems the dispute credible, they forward your documentation to the entity in question, which is called the “furnisher.”According to the CFPB, if either the reporting agency or the furnisher decide that the claim is frivolous and that they won’t investigate, they have to notify you within five days.If the dispute is investigated, one of two things will happen. If it’s deemed an error, the furnisher will correct the information and notify all the credit reporting agencies. If it’s deemed correct information, it will not change on your report, but you can ask that a statement explaining the decision is included in your credit file. This will be sent to anyone who checks your report in the future.According to the FTC study, four in five people who filed disputes saw some change to their credit report.A Note on Identity TheftSuspicions of identity theft are treated a little bit di fferently than regular credit report mistakes. If you think you are the victim of identity theft, visit IdentityTheft.gov to report it and start the recovery process. To learn more about keeping your identity safe, check out  these other posts and articles from OppLoans:5 Steps You Can Take to Prevent Identity TheftHow to Protect Your Personal Info While TravelingWatch Out for Change-of-Address Identity Theft Scams!8 Tips to Spot an Online ImposterDo you have a personal finance question youd like us to answer? Let us know! You can find us  on  Facebook  and  Twitter.  |InstagramContributorsMike  Pearson  is the founder of  Credit Takeoff, a research-driven personal finance site for people looking to improve their credit. A proud member of the 800 Credit Club,  Mike  writes about practical steps that everyday consumers can take to increase their credit scores. His advice on credit repair and credit scores has appeared in QuickBooks, Go Banking Rates, and MortgageLoan.com.Patricia Rus sell is a Certified Financial Planner (CFP) and the founder of the personal finance blog,  FinanceMarvel, which provides free financial advice on managing credit, debit and savings. Patricia has more than 10 years experience in helping families and individuals take control of their personal finances and achieve financial independence.

A Description of the Negative Effects Zoos have on Animals - 1650 Words

A Description of the Negative Effects Zoos have on Animals (Essay Sample) Content: Name:Course:Tutor:Date:Zoos should be abolishedZoos can be defined as public parks that display animals for the main purposes being recreational and educational purposes. Instead of the animals being kept in orphanages for the case of those found struggling in the national parks alone or in the game reserves zoos are maintained purposely for the case of recreation and education. In the ancient Rome, for example, the animals were kept in order for them to have a living folder for games. Their love for games made them be able to keep animals such as the tigers which came as gifts from Caesar Augustus who was the Indian ruler at the time (Scott and John 123). Over the years animals have being kept in zoos for different purposes. In this paper I look at the importance of banishing of zoos and why animals should be allowed to have a liberty. The proposition that zoos should be abolished is highly recommendable as it will allow animals to survive and exploit their natural h abitats. Though zoos are immensely popular visit sites in the contemporary American social lifestyle, they are becoming extremely controversial picnic sites as such; the institutions are attracting the attention of animal rights advocates and activists and in addition still attract the attention of the animal protection groups and other organizations that are concerned with the welfare of wild animals (Frost 156). Zoos are speedily losing space within the modern society as they touch on the raw nerve of animal lovers due to the conditions that they subject these animals too. The evidence that is available about how zoos treat animals is astoundingly shocking and as such, the zoos are not a recommendable habitat for animals to live for the rest of their lives. While a considerable part of the society still hold a positive perception about the need to still maintai...

Economic Issues Simulation - 1130 Words

Economic Issues Simulation Economic Issues Simulation: Constructit Constructit is a company which does not presently have any employees with health insurance benefits. The company employs 1000 people and are willing to fund annual premiums as long as they can pay $4,000 per person. The employees comprise of 550 men and 450 women, ranging in ages 26 to 45. Furthermore, the workers 57% of the workers range from high activity to moderate activity while the 43% that remain are in predominantly sedentary positions. The employer must calculate what kind of risks the employee will face when considering what type of insurance to offer the employees. In this scenario, 38% of the employees are not at any major risk whatsoever.†¦show more content†¦I would also suggest to include vision screening, hearing screening, and the male/female sterilization services. The cost for these services is relatively low and they are standard services which should be include in any insurance plan. Eliminating these stand ard services would deter employees from getting involved with the insurance plan as a whole so the company would suffer. Custodial coverage should be another service included with the plan. This additional service is not high cost and the amount of utilization is relatively low. Deciding on this plan while including vision and hearing screenings, male/female sterilization, and custodial care; and removing obesity treatment services, would result in the premium costing approximately $3,943. The total number is just slightly under the budget of $4,000. The use of this plan will make Castor Hall up to $3.94 million from Constructit. This would be a very profitable choice for Castor Hall. I personally would not select Castor Standard insurance because it limits the employees that are applicable for that coverage. This particular plan does not include individuals with pre-existing conditions and other employees with issues with obesity. Furthermore, the fact that 39% of the group has obesity issues, there is a real possibility that there areShow MoreRelatedEconomic Issues Simulation Paper1227 Words   |  5 PagesEconomic Issues Simulation Paper Jamie Ruth HCS 440 6/25/2013 Marcia Smith Economic Issues Simulation Paper As a representative of Castor Insurance, the job is to maximize profit and minimize risk for the company. Healthcare is a high in demand good that the consumers of any job wants and needs to have. So it is very important to chose the right kind of healthcare for your employees. The two companeys in question Constructit and E-editors need toRead MoreEconomic Issues Simulation Paper1116 Words   |  5 Pagesï » ¿ Economic Issues Simulation Paper HCS 440 – Economics: The Financing of Health Care Economic Issues Simulation Paper Health care system has evolved tremendously in the last few years, with many changes with the health care laws including but not limited to Universal Health Care, many individuals have choices when it comes to their coverage. According to healthcare.gov, in January of 2015, an employer with 50 or more full time employees will have to make an Employer SharedRead MoreEconomic Issues Simulation Paper1144 Words   |  5 PagesEconomic Issues Simulation Paper Milagros Garcà ­a HCS/440 November 9th, 2011 Professor Larry Gonzales Health Care Plan Issues Today’s workplace has expanded with a variety of men and women working for different businesses throughout the United States. The increase of working men and women has brought successful businesses to thrive and meet company’s needs and goals. Employers offer hourly or salary wages to his or her employees and may also include benefits. Every business mustRead MoreEconomic Issues Simulation Paper1071 Words   |  5 PagesEconomic Issues Simulation Paper HCS/440 January 23, 2012 Charles Sigmund Health care economics studies such issues as demand for medical care, pharmaceutical prices, competition among health care providers and insurers, and financing of health care services. Castor Collins has put together a plan which will help solve many issues facing the organization. The plan is built to maximize profit for the company and minimize the risk of poor choices provided to individuals who willRead MoreEconomic Issues Simulation Paper1348 Words   |  6 PagesEconomic Issues Simulation Paper Christi L. Baker HCS 440 March 5, 2012 Steven Miracle Abstract Castor Collins Health Plans, a regional health maintenance organization (HMO), in the state of Pantome provides HMO health insurance and health care services to enrollees through its statewide network of physicians and hospitals. E-Editors, a company with 1600 employees has asked Castor Collins to find an employee health insurance plan that accepts preexisting conditions at a maximum premium ofRead MoreEconomic Issues Simulation Essay1164 Words   |  5 PagesEconomic Issues Simulation Mary Mulanax HCS/440 November 14, 2011 University of Phoenix Richard Harley Smith Economic Issues Simulation I am Mary Mulanax I am the Vice President, Strategy and Financial Planning at Castor Collins. My duties include pricing plans and setting insurance premiums for our potential clients. Castor Collins was approached by two companies looking for employer insurance and both companies have a set rate their employees are able to pay for premiums since both groupsRead MoreEconomic Issues Simulation of Castor Collins Health Plans2372 Words   |  10 Pagesconverses the selection method including risk factors as compared to premiums that the company is willing to pay. In addition, the paper also considers the selection method of Cigna as a comparison to data available for Castor Collins. Economic Issues Simulation Paper Castor Collins Health Plans is a regional HMO founded in 1999 in the state of Pantome (University of Phoenix, 2011). Using a capitation model to pay its network of health providers, the HMO provides health insurance and health careRead MoreEffect Of Narcissism On The Success Of Negotiations Essay1388 Words   |  6 Pagestwo main parts, economic gain/loss and interpersonal gain/loss. Economic gain was evaluated by the number of points, out of four issues, that a participant had accumulated during the process of a negotiation simulation. Whereas, interpersonal gain was evaluated by the level of trust and liking that the participants had built over the process of the negotiation simulation. Park hypothesized that people with narcissistic personality traits would not only result in better economic outcomes in a negotiationRead MoreAnalysis Of Camelot Simulation1210 Words   |  5 PagesThis is because our entire class participated in the Camelot Simulation, where everyone is assigned a role to â€Å"act out† in a fictional city. To explain in greater detail, I will give a brief summary of the simulation and my participation in it, then I will analyze a major issue our city faced, and lastly, I will share what I learned about urban politics and policy through this exercise. Like I previously mentioned, in the Camelot Simulation, every student in the class is assigned a role to play. TheseRead MoreSupply and Demand Simulation/ Goodlife1018 Words   |  5 PagesSupply and Demand Simulation ECO 365 March 28, 2011 The GoodLife Management supply and demand simulation is based on the management of 2500 two-bedroom condominium apartments in a fictitious town named Atlantis. According to the simulation they are the only management firm in Atlantis and have a monopoly in the market. The simulation shows the issues the management deals with and gives the opportunity to see how the right or wrong decisions can affect the outcome of those decisions

Health Promotion Atypical Antipsychotic And Weight Gain

Health Promotion: Atypical Antipsychotic and Weight Gain Erica Dunham University of Ontario Institute of Technology HLSC 1810U Jillian Gumbley MSc 24 November 2014 In today’s society mental health has become something that is much more known to individuals and their families. Mental health is something that is as serious as a physical illness but it is still feared and misunderstood by many people including those who are diagnosed with mental illness (Stuart, 2012). Though you cannot see mental illness physically it inside the body and mind and can do just as much damage, if not more. There are many forms of mental illness that include; anxiety disorders, depression, bipolar, schizophrenia, eating†¦show more content†¦Unlike the way medication is usually prescribed to clear up a sore throat in a couple days, atypical antipsychotic medication for those with mental illness are usually taken for the remainder of one’s life and if they go off their medication then the psychosis returns. In many cases where the weight gain is overwhelming patients stop the medication because it has now affected their self-esteem (Kabinoff et a l.,2003). This paper is going to focus on research done involving the beginning use of atypical medications and their side effects including weight gain and diabetes mellitus as well include strategies in management and prevention. Atypical antipsychotics have great results for those suffering with mental illness but will implementing programs that teach and monitor diet, exercise and lifestyle benefit and decrease the weight gain of patients on medications like Clozapine and Olanzapine? In the early 1990s new antipsychotic medications were developed and used to help those dealing with bipolar and schizophrenia which have symptoms like psychosis and hallucinations. These medications are called second-generation or atypical antipsychotics and they are the first line

Procrastination An Experiment Of The Problem - Free Essay Example

Sample details Pages: 1 Words: 328 Downloads: 4 Date added: 2019/05/23 Category Psychology Essay Level High school Tags: Procrastination Essay Did you like this example? 44 people participated in study 1 and 60 students participated in study 2. Students in study 1 had a term paper at the end of the semester. 4 weeks later Participants filled out Layrs General Procrastination scale (1986) in study 1 and McCown and Johnson measure of procrastination in study 2. For the next 30 days, students in study 1 completed daily symptom checklists and weekly measure of stress and work requirements. In study 2, participants also filled out reports of any visits to health-care professionals and questionnaires were given out last week of class. The main finding in the study was that procrastinators experience less stress and fewer symptoms than non procrastinators. In study 2, Procrastinators experience less stress and fewer symptoms early in the semester. The exact opposite happens when the assignments due dates are close, so therefore perform lower and inferior grades. Don’t waste time! Our writers will create an original "Procrastination: An Experiment Of The Problem" essay for you Create order Researchers in study 1 examined the procrastinators test and term papers and compared it to non procrastinators. The main finding in study 1 is that procrastinators scores significant low score than non procrastinators. It was also found that procrastinators experience less stress and fewer health symptoms than non procrastinators. No study is perfect. This particular study is lacking awareness. More studies like this need to be done with more involvement of all age groups and races. Conscientiousness is being efficient and organized. Extraversion is being energetic, talkative. Openness to experience is being curious and creative. Agreeableness is being compassionate and cooperative. Neuroticism is being sensitive and nervous. Emotional stability is also used to describe this trait. Extraverts are more likely to procrastinate compared to conscientious people. Neuroticism and an agreeable people are most like to procrastinate. An agreeable can be swayed into doing things, while an Neuroticism person can be emotionally unstable. I am a procrastinator. This activity has taught me the effects of procrastination on my school work, and health. For example, the assignments that I turn in late or work on it last minute get lower grades than the assignments I work on for some time.

Historical Archaeology Of The 19th Century - 1917 Words

During swift’s time, there had been long, expensive wars between King James and who would later be referred to as king William in Ireland. After the defeat of King James laws were passed that made it so that Catholics could not hold positions of power, own land or event vote. And Presbyterians could own land but could not vote. The land that could not longer be owned by the Catholics The defeat of James forces by his Protestant son-in-law, William of Orange, Ireland had become a Protestant-dominated country by the end of the seventeenth century, with political power firmly in the hands of the island s landowning Protestant Ascendancy, a class that experienced its great affluence and influence during the eighteenth century. Jr., Charles E. Orser, and Colm J. Donnelly. Historical Archaeology in Ireland. Encyclopedia of Archaeology, edited by Deborah M. Pearsall, Elsevier Science Technology, 2008. Credo Reference, http://ezproxy.ardc.talonline.ca/login?url=http://search.credoreference.com/content/entry/estarch/historical_archaeology_in_ireland/0. Accessed 26 Nov 2016. A Modest Proposal (1729) consummately maintains the reasoned voice of a promoter of social improvement who would ameliorate the poverty and hunger in Ireland by the most economic and expedient of means: selling the babies of the poor as food at the markets. The official tone enables Swift to quantify and demonstrate the degradation of Ireland, while the pose of a shared â€Å"humane† concern entraps theShow MoreRelatedAnimal Ancestry : The Field Of Anthropology Essay1271 Words   |  6 PagesRyan Schueneman Intro to Anthropology Rachel McTavish 05 December 2016 Animal Ancestry Within the field of anthropology, there are various subsections that deal with specific branches of knowledge. Zooarchaeology, specifically, is a division of archaeology that deals with the remains of an animal after it has died. 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Reasons for the Increase in Housing Profits in India Free Essays

Reasons for the Increase in Housing Profits in India 3y josalonso The recent global economic recession has generated many problems worldwide, such as increased unemployment, lack of consumer confidence and reductions in salaries and wages. in India, Delhi and Mumbai are among nine cities which have seen marginal increase in house prices in the July-September quarter with Kochi topping the chart, a latest National Housing Bank (NHB) survey showed on Friday. Prices in Delhi rose 3. We will write a custom essay sample on Reasons for the Increase in Housing Profits in India or any similar topic only for you Order Now 8% from the previous quarter while Mumbai posted an increase of 0. %. Kochi recorded the sharpest rise with a increase in the September quarter. Low interest rates, the amount borrowers paid to lenders for the ability to use the money, would cause a shift in demand, the skill and Willingness to consume a commodity, below (Figure I, D to 01). This iS because consumers are inspired to borrow extra, that would lead to increased spending. Consequently, the equilibrium should move from A to S, emerging in an increase in price(P to P I) and an increase in demand. Furthermore, low Interest rates should lead to lower mortgage repayments, hence ermitting homecuners, normally predicted to vend their residences during a recession, to no longer doing so. An inwards shift In the supply ot homes would be caused(below). the skill and willingness to furnish a cornmodlty, as less proprietors select to vend their houses. changing the equilibrium. the worth should rise from PO to Pt. Overall. the change in worth (PO to P2) should number to 3. 8% it was predicted that after there is a development in attention rates in the upcoming month . he housing marketplace could experience little falls in average price. This is because as attention rates rise. there is a higher tendency to save than spend. Thus. the demand would shifts inwards Also. homecaners could favor to vend their houses because of higher mortgages, making the supply move outwards . A upcoming rise in attention rates could alter desperate stakeholders in assorted ways, Those who have elevated mor tgage repayments could vend their residences and pursue to find smaller and cheaper housing, Consequently, the demand for small residences could rise, as emand for larger residences could decrease. The article presents the soon housing Will fall more This iS upheld by the anticipation Of higher attention rates. Also, because customer assurance iS IOW’ due to the globe commercial recession, after supply catches up alongside demand, it could be said that the benefits will not go any further. Hence, an economists should say that it is most probable that the benefits will fall. In supply, the rise of worth added tax In January back to the preceding rate of 17. 6 , should cause there to be an Increase In employment to compensate for the higher prices. Thus, less customers should be able and keen to buy new residences and demand should drop, leading to The article states the reasons for why India houseing profits increased by 3. 8%. In conclusion, the article is precise in its Justification, the prices of housing in india has to reach the equilibrium point or els falls will continue to occur. As well as the government would need to implement price floors or celaings. How to cite Reasons for the Increase in Housing Profits in India, Papers

Timbaland and Magoo “Under Construction 2” free essay sample

Timbaland and Magoo return for theirsequel to â€Å"Under Construction.† Both are rappers and havebeen in the hip-hop game for a while, so this album automaticallydemands respect from the knowledgeable fan. All beats are composed bythe multi-platinum super-producer, Timbaland. Along withrapper Magoo, this album brings more heat than a volcano. The intro,â€Å"Straight Outta Virginia,† straps the seatbelt on extratight with its deep bass synth, constant hi-hat banging, andneck-snapping snare; this song has the soul of rock n rollintegrated with the essence of hip-hop, displaying the ever-growingstrength of Timbalands mind. Each track is topped offwith Magoos unique voice and rhymes. He has the rare talent ofbeing able to flow successfully on top of a Timbaland beat, contributinggreatly to this albums success. Another outstanding song wouldhave to be â€Å"Hold On,† which is emotional and about nevergiving up. Featured in the track is singer/ songwriter and former FugeeWyclef Jean. The production makes this a memorable song that you willkeep on your MP3 player for a long time. We will write a custom essay sample on Timbaland and Magoo â€Å"Under Construction 2† or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page This album is the mostinnovative, soulful and professional project I have ever heard. Igreatly appreciate music like this and I highly suggest you pick up thisalbum!

Descriptive Statistics Paper free essay sample

Descripitive Statistics Paper Descriptive Statistics Paper Laura L. Mason, Becky Matlock, and Nichole Noble RES/341 June 15, 2011 David Morrisson Descriptive Statistics Paper Major League Baseball is known as America’s favorite pastime, and MLB teams spend an extensive amount of money in the excess of a billion dollars with the ultimate goal to win the World Series. This learning team’s focus throughout this descriptive statistics paper is the MLB players’ performances, salaries, salary caps, and winning percentages. Though salaries will by no means be a trade for wins, the goal is to use the less experienced players and pay them a lower salary. Research has been done on whether or not player’s salaries and wins are connected. While examining the data collected, team A will conclude their discoveries based on but not limited to the use of data analysis using descriptive statistics. The basic features of data in studies are the descriptions of descriptive statistics. We will write a custom essay sample on Descriptive Statistics Paper or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page They supply straightforward summaries pertaining to the measures and samples. Combined with straightforward graphics analysis, descriptive statistics outline the foundation of each quantitative analysis of data. The research conducted by team A provides confirmation in the connection between wins and salaries within a MLB team’s season. Information indicates the baseball teams with top pay provided variety within the team’s line-up than teams with low pay. The New York Yankees had the highest payroll in 2005 and Tampa Bay had the lowest. Yankee players Jorge Posada, Derek Jeter, Alex Rodriquez, Hideki Matsui, and Jason Giambi contributed to the 0. 586 winning percentage. The histogram shows percentage of the salary ranges from the lowest salary of $95,000,000 to the highest salary of $205,000,000. Team A’s research question was regarding whether or not a higher salary would make a team have a higher winning percentage. The MLB data sheet provides information from 2005 about all 30 teams. The information consists of what league they are in, the year of erection of each stadium, capacity of each stadium, salary of the team, wins for the season, attendance, batting average, earned run average (ERA), home runs (HR), and stolen bases (SB). As stated previously the 2005 New York Yankees had the highest salary at $208,306,817. 00. However, they were not the most winning team in baseball that year. That title was awarded to the St. Louis Cardinals, who had a 100 win season and weren’t even in the top five salaries for 2005. Therefore, having a higher salary does not mean that a team will have the most wins. When looking at the overall statistics of the 30 MLB teams, having a higher salary does tend to show that on average the statistics are generally higher. Although the New York Yankees did not have the most wins in baseball, they did have a low ERA and a high number of homeruns. This research and data set provided Team A with information on the 30 MLB teams for 2005; however, to see whether or not a team’s salary affects their win percentage we would need to view this information over a longer period. The team that has won the most baseball Word Series titles is the New York Yankees and it is not even close. The Bronx Bombers have won World Series title 26 times since they became a professional ball club way back in 1903. Their last World Series title was in 2000. They are the winningest franchise in all sports in North America (Electro-Mech Scoreboard Company, 2009). This data provides Team A with a great snapshot of the 2005 season, but to make a determination we would need to examine the information over a longer period. Reference Baseball Almanac (2005) Baseball Almanac Year in Review: Year-by-Year Baseball History. Retrieved from www. baseball-alamanac. com Electro-Mech Scoreboard Company. (2009, April 29). Team That’s Won The Most World Series Titles. Retrieved from http://www. electro-mech. com/team-sports/baseball/team-that%E2%80%99s-won-the-

rhetorical devices Essay Example

rhetorical devices Essay Student 2: Rhetorical Analysis-I , Annotated Bibliography-6, Commentary-16, Memoir-23 Student 2: Past experience Rhetorical Analysis: Walden, Where I Lived, and What I Lived For Where I Lived, and What I Lived For Is the second chapter from Henry D. Thoreaus book Walden, found on pages 81-98 originally published by Princeton University Press, 1854. This edition is the 2004 reprint of the 1971 copyright with an introduction by John Updike. The critical memoir was penned in 1845 by Henry David Thoreau as an account of a two year and two month period spent in the woods living at Walden Pond near the village f Concord, Mass. Written in observation of the times in which Thoreau lived, he masterfully describes aspects of the lives of the local villagers and the thoughts he himself has in respect to what he sees life as, and how he believes life should be. Thoreaus stylistic use of language gives the reader a vivid account of how he sees the world progressing in the village of Concord. His observation of life and what he found to be the only necessary things which a person truly needs comes to life in his account. Thoreau makes a detailed, vivid account giving voice to a simpler life. We will write a custom essay sample on rhetorical devices specifically for you for only $16.38 $13.9/page Order now We will write a custom essay sample on rhetorical devices specifically for you FOR ONLY $16.38 $13.9/page Hire Writer We will write a custom essay sample on rhetorical devices specifically for you FOR ONLY $16.38 $13.9/page Hire Writer He ocks his contemporarys belief in the need to possess material goods, land and wealth as a form of being. Thoreau writings in this section come to life because of his observations of the average man, or maybe more like the ideal model of a man, and what the society of his time believes should be priorities. Land ownership, if one had the resources to own land, is a point that Thoreau makes references. Ownership of material wealth is brought to light as well. His overall thinking on these issues is deliberated over throughout the text. He goes into great detail about the things he as observed in his nearly thirty years of life. He has a very distinct opinion of the culture in which he lives and writes with a very strong opinion to the silliness in which his peers live their lives by what he would consider not really living free. He is of the mind that people are enslaved by the very things which they strive to obtain. He states in this section, for a man is rich in proportion to the number of things in which he can afford to leave alone (82). This is a comment that makes reference to this mind set Thoreau has taken with him on his experiment into the woods. Thoreaus experiment is one of living only with what he needs, and taking with him as little as possible and to acquiring the rest from nature when possible. Thoreaus choice of a living environment and the use of his own hands to build his living quarters add to assessment of the necessaries of life and add value to his statements of what really should matter to men, which in this case would be true freedom to live. Thoreau states, l went to the woods because I wished to live deliberately, to front only the essential facts of life. And to see if I could not learn hat it had to teach and not, when I came to die, discover that I had not lived (92). Thoreaus ability to survive by his own means is a common ability for his time. Farming as he accounts is the primary means of income for people in and around his village. He speaks of farms in which he had looked at owning and speaking with people who owned the farms at the time. He has a moment that he briefly owned one farm even though he had never actually taken possession of it. He never had the possession of the farm as the farmers wife had changed her mind on leaving the property. He thought of the farm as a place in nature and not as a means to an end, this being an income in which to obtain material goods. When he speaks of his thought of obtaining a farm of his own, he states, l knew all the while that it would yield the most abundant crop of the kind I wanted if only I could afford to leave it alone (83). This is testament to his thoughts on this topic, that a farm was more valuable if Just left to nature freeing the farmer at the same time. All of this points directly to Thoreaus attitude and reason for the witting of Walden and the experiment in which he invested himself wholly. Thoreaus relationship to the reader is one of knowing disagreement. He has been part of the world he disagrees with, being the son of a pencil maker. He attended Harvard, which was something that only people with money would have done in his time. He has even worked several occupations over the course of his life in what appears to be an internal search for what he believes and who he is as a person. He seems to be attempting to persuade his peers that their life of possession is a waste of time. That expressing oneself to nature is a much more noble pursuit than being attached to ones belongings could ver be. He expresses this with the phrase to affect the quality of the day is the highest of art (90). His attempt to show his readers that life does not need to be a hurry, but should be examined at a slower pace so it can be much more appreciated is a main theme he is proposing to his readers. Thoreaus brings a sense of emotional relaxation to his writing as the ability to shed the unnecessary baggage in ones life can be realized by all who read the text to some level. He allow the readers to find something in life, which they can do without in the attempt to find an inner appiness that does not require the newest goods that mankind has to offer. The peers and other member of this village are not the only ones who can benefit from Thoreaus observations. His writing reaches farther than his local affiliates. His words reach out to the entire nation of the time and future generations as well, whether intended or not. His orientation is one of local roaming and doesnt express his thoughts farther than what he sees in his area; however, the text can be enveloped by people anywhere who can most definitely relate to the feeling of suffocation from he weight of possession and responsibility to a way of life that supports an unnecessary life style. He does however; take the stance that news is only minimally important in the aspect that once you hear something it really doesnt matter how many times that same situation occurs. In a sense, once a person knows something is possible, the frequency in which it occurs is unimportant. His words reach farther than maybe even Thoreau had intended them. Whether or not they could be treated as gospel is up to the reader and what he or she is willing to give up in order to live ree. Not many readers of his day would attempt such a life on purpose, and even Thoreau himself stayed near enough the village that his experiment could be aborted in the case of an extreme emergency even though he has yet to mention this outright in the text. Thoreau states: l was seated by the shore of a small pond, about a mile and a half from the village of Concord and somewhat higher than it. Thoreaus language is poetic at times; although, because of the era it was written in can be hard to interpret on the first read through. A thorough reading is necessary for the his would be the passage that concludes the chapter. He observes, My head is hands and feet. I feel all my best faculties concentrated in it. My instinct tells me that my head is an organ for burrowing, as some creatures use their snout and fore-paws, and with it I would mine and burrow my way through these hills. I think that the richest vein is somewhere hereabouts; so by the divining rod and thin rising vapors I judge; and here I will begin to mine (98). The passage can be confusing reading it only once; however, if the reader examines it more closely, he or she might find that it s referring to the ability of the hands and feet to do work of value, in Thoreaus opinion, as they have done for him in his life up to this point. However, Thoreau thinks that his head is the more valuable to him in his now settled surroundings, and is ready to start mining the thoughts that will come along with his forth coming experiences in the remote location that is now his home. The poetry that he writes the final paragraph with sets the tone for his thoughts of the moment. He appears to have an eagerness to experience all that nature has in store for him, and to not live a ruitless life. The question now is whether or not Thoreau is effectively getting his message across to the reader. His wording very effectively sets an image of his situation in the readers mind, and his environment is painted wonderfully by the phrases and analogies that he uses to express himself. Environment is the key word as he is not Just trying to explain his surroundings, but moreover explains why he believes as he does, what is going on in his thoughts along with where he is and what is happening down to the smallest detail such as the sound of the mosquito in the orning, to the mist on the early morning pond as the sun rises. His point of how things are and how they could or maybe even should be is put into perspective in this section of the text. Thoreau gets his point across with excellent imagery and poetry that allows the reader to be drawn into his world and live what Thoreau is living at that time. Those who read the text can start to believe the way that Thoreau is living his experiment is an acceptable reality and can easily get on board with the possibility of a simpler life. One may even enw his ability to attempt this life, as he llows the reader to imagine a life less complicated by the things that they value in their own life. To be free to move without being tied to the comforts of life and to feel that maybe life could be comfortable in a different sense without being suffocated by material belongings. To come and go as one pleases without constraint to property in the form of land or all the other things that can fill ones home. ANNOTATED BIBLIOGRAPHY Yepsen, Rhodes. Encouraging Sustainable Recycling Behavior Through Financial Incentives. Biocycle 1 Dec. 2007: 34-7. ProQuest. 29 sep. 2008 . The above entioned article states the progress that was made in Wilmington, Delaware toward implementing a recycling program that would increase community participation by using of a reward system along with ease of use for the citizens participating in the program. It describes the steps taken in running two separate pilot programs in Philadelphia, Pennsylvania neighborhoods to research the level citizens would take part in the program. Research was conducted in two separate income neighborhoods work to increase reusable materials along with reducing material deposited in the landfill. The points out the thought that recycling failures are due to the investment in time needed for households to successfully increase recycling and reduce waste in landfills. The pilot programs that were implemented to test the theory that one bin used to recycle any material appropriate to be recycled would increase the participation in those communities. Along with the ease of the one bin method was the implementation of a financial incentive given by recycling firm (Blue Mountain materials recycling facility), paid as credits to local business for the amount in weight of the bi-weekly recycling bin picked up curbside. The rate in which households increased their recycling efforts Jumped from 30 to 90 percent in one neighborhood and quadrupled to 90 percent as well in the second pilot neighborhood. This laid the ground work to implement the program on a city sized scale. Wilmington, DE was the city to be used to implement the large scale recycling program which would grow to 65 percent of the 73,000 population participating in the program along with over 300 retail partners and growing. This amount of recycled materials has reduced the deposits in the landfill by 35 percent (6,700 tons) every other week. The source is a rade publication in the green movement and reliable to a degree, however may be slightly tainted due to putting a positive spin on any recycling effort that appears to work toward the end goal of changing recycling policy. This article is extremely useful in that it exemplifies how recycling could increase if the time needed and the financial incentive were implemented in other cities. Fargo has roughly the same population as Wilmington and the fact that the program is successful there makes it feasible to implement the same or similar program in other cities of at least the same general population. The extreme increase in recycling due to the program leads one to believe that recycling as it is in its current state will not provide improved results toward reusing limited resources anytime soon if ever. Gamerman, Ellen. Weekend Journal; An Inconvenient Bag. Wall Street Journal. 26 Sept. 2008. ProQuest. 29 Sep. 2008 . This article from The Wall Street Journal is an informational piece on the new trend in green grocery shopping with popularity of the reusable shopping bag. The article goes on to explain the difficulty in making products environmentally safe because of the materials being used. It also states the extent to which some retailers are planning to cut purchases of single use plastic bags and market reusable shopping bags for customers which will lower operating costs in the effort to transform the retail experience into a more green experience. The reputation of The Wall Street Journal and the expert reporting that has been a trusted source for national news for many years establishes this as a credible source. The reporting and facts of this article will be most useful when discussing some of the problems with the green movement and how good intensions can backfire if not thought through ompletely. An example of the unintended problems with this particular effort lies in the bag which is the focus of this article. The article points to the use of the reusable grocery store to the megastore. The main statement of this article is the use of the reusable bag and that if a person doesnt intend to use the bag, then it is better not taking the bag because it will most likely still end up in the landfill like its thinner disposable cousins, however because it uses a larger quantity of plastic, it will take much longer to biodegrade. Other secondary points made in the article pertain to ity ordinances in places such as San Francisco, that is making an attempt to ban plastic bags altogether. This comes on the news that an estimated 100 billion plastic bags are thrown out every year in the U. S. alone. It is interesting to learn that the reusable bag is made from plastic even though the feel and look may lead a person to think otherwise. This point is important when considering grabbing several of the bags to transport purchases to and from the store and whether or not they will actually get used. A suggestion the author submits to the reader is to return the bags o the vehicle after unloading so they will always be available and not forgotten at home. This source will be very useful in showing the extent in which certain entities, whether it be a corporation such as Wal-Mart, or a even a government such as the City of San Francisco, and how it is trying to eliminate the plastic bag issue that is becoming a much more popular issue in the quest to become more environmentally responsible. Silva, Cristina. Recycling Has a New Supporter: The Mayor: The Countys Offer of Free Recycling Proves Too Tempting For Mayor Rick Baker to Ignore. St. Petersburg Times. 25 sept. 2008. ProQuest. 29 sept. 2008 . This article is strictly on the point of why the Mayor of St. Petersburg, FL has changed his mind on curbside recycling in the city and what the issues were that had held him back from implementing a city wide recycling program in St. Petersburg, FL. The St. Petersburg Times article seem s to be a relevant and unbiased source for the article that has credible legs to it. The article is short and to the point, but offers insight into the problems of instituting curbside recycling that many U. S. cities are currently dealing with. This articles main point is that the mayor has changes his ind toward implementing a recycling program, due to the involvement of the county and their willingness to pay for the implementation of the program that is currently on the table. The mayor had two concerns that had limited his willingness to get behind a city recycling program with the biggest issue being the cost involved with such a program. This issue is the main point and biggest hurdle the city was dealing with to start curbside recycling for the residents. The second issue the mayor had concerns with was greenhouse emissions from collections vehicles that would be used for this service. The second point leads one to believe that the recycling service would be of great interest to the city since it appears to want to be more environmentally responsible. This article will back up the point that will be the main focus of the paper which appears to be the cost involved in starting recycling programs in cities nationwide. This article will be useful to discuss how economic issues play the largest role in household recycling even in cities such as St. Petersburg, that are interested in McKay, Dan. City Sees Recycling Increase: Curbside Service, Awareness Cited as Reasons. Albuquerque Journal. 23 Sept. 2008,C. . ProQuest. 29 Sept. 2008 . The main point of this article is on recycling efforts in Albuquerque, NM that take the approach that keeping the community informed and aware of the importance of recycling at the household level. This approach differs from other resources being used, because the approach is not one of financial incentive to motivate communities to recycle. Credibility is sound on the basis of the source being a locate newspaper. The article is not detailed in the information about how the city informs the citizens in order to get them to participate in the recycling program in certain parts of the city, owever does state that the effort is making a difference with the community. The article goes on to mention the fact that 10,000 tons of waste are recycled annually with the program that provides recycling bins to residents to recycle materials to be picked up curbside for convenience. It is unclear if there is a current fee being charged by the city to recycle at the current rate, however, the article goes on to say that the success of the program has maxed out the current recycling facility, and increased amounts of recycling would require a garbage collection rate increase to fund a new facility. This source is beneficial in its statements of the amount of recycling being done by a community for benefit of the environment as the only motivating factor. The Albuquerque community, if memory serves, is a very affluent, artistic and would seem to be motivated by good deed alone in my opinion. The informing and making the community aware of the benefits of recycling could take much more effort in different communities in the U. S. along with a greater financial propaganda program to make this approach successful. Bell, Tom. Westbrook to Get Free Recycling: The Deal With Casella Waste Systems Includes Extending a Sewer Line on County Road. Portland Press Herald. 23 Sept. 2008. ProQuest. 29 Sept. 2008 . This article is focuses on how the city of Portland , ME has overcome charging recycling fees by making a deal to supply a sewer system free of charge to the Casella Waste System in exchange for free curbside recycling to the city residents for the next 20 years. The source of the a rticle is the Portland Press Herald which has local credibility and doesnt show any signs of bias either for or against the deal. The estimated cost of the sewer system is $250,000 and will also be used by other landowners along the ounty road which will bring additional income to the city from this use. The waste facility is also prohibited from building an incinerator to dispose of unrecyclable materials in order to avoid greenhouse gas emissions. The city will also pay 68. 50 per ton of garbage to the facility down from 98. 50 as part of the deal. The facility will then process the recycled material and sell it to companies that make secondary recycled products for resale on a national basis. This article is not original except in how it shows one possibility for a community to fund recycling to the citizens while keeping the process simple to participate in to ould definitely work in many communities that would like to find alternative ways to green up their communities, when simply taxing residents or charging fees to gain participation in recycling programs is desired. How We Can Avoid Future Landfill Expansions. Bucks County Courier Times. 22 Sept. 2008. ProQuest. 29 Sept. 2008 . This article shows the ways that average households can save money by reducing waste by purchasing reusable item as opposed to single use items. The article goes on to specify other ways to reduce waste in households such as composting food waste, to finding other uses around he house for items that cant currently be recycled. The article comes from the Buck County Courier Times located in Levittown, PA and has a focus on ways to reduce, reuse, and recycle better k now as the three Rs. The first point of the article focus on being aware of what you buy to ensure that it is something that can be recycled and choose only those items that can be recycled; if it cant be recycled you should ask yourself it can have another long term use. The example question the article asks is: Can this be used for my childrens art supplies? The second point stated in the article is that food waste takes up large mounts of the waste disposed by households and makes note that this type of material can be easily composted instead. The article is a bit vague but takes a different angle to recycling and gives would be or current recycler ideas and awareness to the issues of landfill reduction. The articles makes note that Wheelabrator, which is a local recycling processor, reuses 200 tons of recyclables on any given day to make clean, marketable secondary materials. Abramovitz, Janet N. and Ashley T. Mattoon. Paper Cuts: Recovering the Paper Landscape. Worldwatch Paper 149. (Dec. 1999): 31-36. Worldwatch Paper is a espected Journal that focuses on environmental issues in many different areas. This issue is on the paper waste issue that grows exponentially annually, the resources origin, the need for sustainability, and the need to recycle or eliminate the use of paper products. The portion of this particular Journal that is the focus is on the issue of trimming consumption. The section of the Journal on trimming paper consumption is geared toward how businesses currently use paper, and how they could drastically reduce current usage. The largest use of paper as would be expected would be the office. The areas of interest are things such as the availability of duplex printers, or printers with the ability to print on both sides of the paper. This is currently the most commonly used printer in the business setting today, however they are not being put to this use as many businesses dont print on both sides of paper. Another way to effectively cut paper usage is to print two pages per side, which is estimated to reduce paper usage by 75% in some cases. Paperless billing is now becoming more accepted nationally by the average consumer which is responsible for reduced paper consumption in the odern office. Yet another suggestion to reduce paper consumption in the modern business was to reduce the weight of the paper, in other words to use a lower grade in the same amount of space. This is a very informative and insightful topic within a Journal that can be extremely useful in other areas of paper waste and recyclability of the limited paper resource. There are many ideas on how to reduce, reuse, and recycle paper that is backed up with solid research to solidify the facts and ideas put forth. Porter, Richard C. The Economics of Waste. Resources for the Future, 2002. This book as written with the purpose of examining the economics behind recycling everything that can be recycled along with scientific data focused on why recycling works when it does, and why recycling doesnt work when issues such a government regulations, lack of public interest, or financial lose due to inefficient recycling processes take place for example. This very in depth book is a systematic examination of different aspects of the recycling industry. It puts many areas of the industry under the microscope and examines the instability of recycling and why it is hard to get a large scale recycling peration going, due to financial losses experienced in many cases. The issues that are prevalent are the disposable nature of most things consumed in the modern era. Nothing seems to be made to last or made to be reused. Economics success of the modern corporations is based on consumption and economic growth cannot happen without continued consumption, which translates into the need for disposable materials to be used to make our products. This is contributing to large quantities of waste going into landfills, and the inability of recycling facilities to make an economic rofit means that they are of no need in our society. The reason that these facilities cant succeed stems from a number of reasons, with the most obvious being that people Just dont seem to care about recycling. It may not be that people dont care as much as they dont feel it is convenient to recycle and requires either too much effort, time, or cost to the consumer, all of which gives zero incentive to recycle and care for the environment that still hasnt been embraced by a significant enough of the population to have much of an effect. This book has a very logical and mathematical approach to the issues with ffective recycling, and financial gains that will make recycling an industry that will become common place in modern society. The author has stated clearly that financial incentive will be need on the part of the consumer to recycle, along with financial incentive for companies to make long lasting products, and finally financial incentive to build recycling facilities that can turn a profit. The entire book will be extremely useful in backing up many ideas and concepts that are the norm in todays recycling efforts with detailed mathematical formulas for proof. This book will be used in its ntirety to back up recycling facts used in writing the recycling commentary. Lave, Lester B. et al. Municipal Solid Waste Recycling Issues. Journal of Environmental Engineering (Oct 1999): 944-48. EBSCO: Academic Search Elite. 14 Oct. The Journal entry is a valid study of economics and recycling policy in the U. S. and the ability of recycling to be a self sustained industry and why it currently is not so. a mathematical approach to its successes and failures. The Journal of Environmental Engineering is a credible resource available to researchers of with a need for information on engineering responsibly for the future. This particular Journal entry covers several angles of recycling and the reasons why it is not a profitable or highly sought after industry, and why the recycling industry is a long way from being one that will be heavily invested in anytime in the foreseeable future, however two stand out as being the biggest hurdles in the capitalistic environment of profit and loses. The first of these two is the fact that the disposal of waste into a landfill is still the most affordable way to rid ourselves of the things we no longer find useful. The second main point is that it is still cheaper to obtain the esources from the original source than it is to get them from recycling in almost every case with the exception of aluminum and steel. Keeping this in mind it is understandable the aluminum can recycling is one of the most common forms of fore putting waste in the landfill recycling and has been in practice for the longest period of time. Automobile recycling has also been around for some time and accounts for a large portion of the resources needed to provide new steel products to consumers, even though less and less steel is being used to manufacture goods of any kind today. Eighty percent of the products made from steel in the U. S. today come from recycled steel. The statement made in this Journal do not leave the reader feeling encouraged about recycling efforts increasing to a larger degree in the near future because it Just cant make money until natural resources dwindle to the point that they become more expensive to get them from their natural source than from recycling. The recycling effort in a state like North Dakota is not going to increase because population is so minimal compared to other regions that it will be far in the future due to the inexpensive use of land for landfills that this state has plenty of. Isely, Paul and Aaron Lowen. Price and Substitution in Residential Solid Waste. contemporary Economic policy 25. 3 (2007): 433-43. EBSCO: Academic search Elite. 14 oct. 2008 . The Journal entry is based in the economics of a variety of waste disposal and is a reliable source for the costs involved in waste disposal and the costs involved by making mathematical calculations to disposal of different types without stating which combination is the best. Simply stated the money involved in waste disposal of various types is the only focus of this article. The information in this resource is directed at landfill costs and how much money er ton the case study landfill charges per ton of waste, how much additional tonnage can be disposed of and the increased amount of waste an increase in fees can accommodate for future needs. The costs for landfill disposal are broken down into the smallest conceivable variable from fuel charges for pickup vehicles to labor involved in employing workers at every stage of disposal. The breakdown and formulas used to fgure the cost of disposal are explained so that any future changes in costs such as increased expense of things such as fuel for example can be fgured The information is useful in breaking down the costs involved with waste disposal and the degree of exactness the study was conducted is amazing. Waste disposal was researched for several years and measure the weight of disposal in tons and even took into account seasonal changes in temperature and moister from precipitation that could be absorbed into waste before the weight was taken before disposal. It appears that no detail was overlooked in this particular study and should come in handy when straight forward hard facts are need to backup points on amounts of actual waste being disposed of compared to amounts recycled. COMMENTARY Household Recycling: Examples of How to Successfully Reduce Landfill Disposal By now most people are aware that paper, plastic, aluminum, and glass are everyday materials that play a part in almost everything Americans consume. Whether it is as common as the aluminum can that contains a popular soda, to the plastic water bottles that line the coolers of every convenience store; and these items are piling up in our landfills, all the while more, unsustainable, raw materials are being depleted to make their replacements. If asked, most people would say that they would like to be more eco-friendly; have a smaller environmental footprint; or in ther words, be kind to the earth we all share. What better way to do your part than recycling? You may not save the world from environmental disaster, but it is a start. Most people are familiar with the three arrows that form a flowing, and never ending triangle; this is the symbol for recycling, or a product that is recyclable, will have the symbol located on it. Unfortunately, most products that have this symbol stamped on the bottom, or printed on its side, still end up as waste in the landfill, or city dump. Most people, for certain reasons and sometimes for no reason at all, dont give recycling much thought. These reasons take a variety of forms; some people feel they dont have the time recycle, others extra space for recyclables, and even more dont want to foot the extra cost of recycling. However, some cities are addressing these issues; and in doing so, are finding success in recycling programs that take many different forms, and have been developed through innovative thinking, and accomplishing the ultimate goal of reducing garbage in the landfill. The first topic of that arises when discussing recycling, is that of the time and inconvenience people often associate with the whole process. Imagine that the local